Money20/20 Hackathon

Four years ago, Money20/20 launched an intense competition that brought together the most brilliant minds to collaborate and create the future of money. Today, the Money20/20 USA Hackathon has become one of the best hackathons on the planet for the world’s brightest developers, designers, and entrepreneurs - and it’s not stopping there. This year’s event will launch hackers to new horizons.

We’re challenging you to design a simpler, fairer, faster, and more inclusive financial system for business and society as a whole. From blockchain to machine learning, IoT, big data, and beyond - the playing field of innovation never stays still. It’s time to bring your bold ideas to The Venetian in Las Vegas and hack for $100K in cash prizes and international notoriety. Showcase your skills and vision using APIs, SDKs and other tools from today’s leading payment and financial service innovators.

Calling all dreamers and risk-takers! This year’s sponsor challenges are all about disrupting the future of payments. But that’s not the only thing sponsors are taking to the next level. Prizes this year range from $100K to awesome experiences, tech gadgets and more.

What’s a hackathon without huge prizes? This year, 10 winning developer teams will be rewarded in a big way. Money20/20 will present (5) $15,000 prizes and (5) $5,000 prizes to top teams from Stage One.

A full list of challenge and sponsor prizes are also below! 

The overall winning team will also be able to present their solution on the Money20/20 Keynote Stage on Monday, October 22nd, 2018. This 5-minute presentation provides a unique opportunity for the winning hackers to showcase their cutting-edge innovation to an engaged audience of leaders in Payments, Fintech and Financial Services as well as hundreds of investors and mainstream media.

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PayPal

With a mission to achieve complete financial democratization, here at PayPal, we are partnering with a broad ecosystem to develop solutions to improve financial health for people around the world. Using the integration of PayPal API’s and other product solutions available, how can we make an impact on these challenges below?

• Enable more people to earn, spend, save, borrow, plan, invest better to improve their financial health.

• How can we provide people access to funds beyond traditional credit?

• How can we provide tools for low and middle-income people to optimize their spending habits to cover their monthly costs (bills, etc.)?

• How might we leverage non-traditional data sources to help more people gain access to credit?

• Enable more women, minority, and other affinity groups owned businesses to thrive.

• How might we help reduce the barriers?

• How might we allow better financial services?

• How might we help them get access to credit to help their businesses grow?

• Enable the collective ecosystem to solve the end to end needs of the global customer of the future?

• How can we leverage the current ecosystem of PayPal and other products to improve financial health?

• How can we solve for fragmentation of services and products available?

• How might we enable all organizations financial and social enterprise to work together to solve for the needs of the customer?

PayPal's Prizes:

1st Place Team: $12,000 via PayPal Balance

2nd Place Team: $8,000 via PayPal Balance

3rd Place Team: $5,000 via PayPal Balance

Synchrony

Synchrony’s Hackathon Challenge:

Help us build the future of payments, commerce, and innovation.  Synchrony’s unparalleled access to data and cardholder transactions have enabled unique API capabilities that are transforming the customer experience.  From chatbots to fraud to customer journey mapping, the Synchrony Hackathon Challenge at Money20/20 will push your coding skills to new heights.

 

Synchrony’s Prizes:

1st Place Prize (Choice of 1 package only for each member of the winning team)

• Cruising Package: 2018 Yamaha Vino Classic Scooter
• Music Package: B&O Beoplay A9 Iconic Speaker, Beoplay E8 – Premium truly wireless earphones, 2 Beoplay M5 – Powerful speakers
• Drone Package: DJI Drone Matrice 100, Matrice 100 TB48D Battery, Accessories, Go Professional Cases GPC-DJI-M600-PRO

Runner-Up Prize (Choice of 1 experience package only for each member of the runner-up team)

• Apple Home Experience: HomePod, ecobee3 lite Smart Thermostat, Lutron Caseta Wireless Smart Lighting, Logitech Circle 2 Indoor/Outdoor Weatherproof Wired Security Camera, iHome | control iSP6 SmartPlug, $2,000 Amazon Gift Card
• Sonos Home Experience: Sonos 5.1 Surround Set with Playbar and Play:1, Sonos Boost, Sanus Floor Stand for Play:1/Play:3/One, IPort xPRESS Audio Keypad, Wall Mount for Play Bar, Wall Mount for Play:1, $1,000 Amazon Gift Card

Visa

Visa’s Hackathon Challenge:

Help Visa create a future where consumers, families, or small businesses are able to reach their financial goals using innovative solutions.

Today, nearly 2 billion people are excluded from the financial system - over 26% of the world’s population. They are often poor, rural, and disproportionately female. These individuals manage household and business finances in an informal, cash-based economy, where it is much harder to get services that so many of us might take for granted – things like secure savings, affordable credit, and insurance protection.

Join us to help solve the challenge of financial exclusion. Think about a use-case for the following categories:

• Cash free solutions
• Credit
• Access to Financial Education and Business Skills 
• Identification Verification 

Using integration of Visa APIs along with other solutions and capabilities, build an app that helps individuals or small businesses use secure, convenient, and affordable payment products or financial services to meet their everyday needs and reach their long-term financial goals.

Together, let’s help over 1 in 4 global citizens thrive and prosper – by innovating a solution to improve their lives, families, economies, ultimately helping people get out of poverty, create wealth, and drive gender equality.

Visa’s Prizes:

The Visa 1st Place Prize will consist of the following for the winning team:

One winning team (up to 5 people total on team) will receive:

• $20,000 USD to be split evenly among all team participants, awarded in the form of Visa Prepaid cards
• Publicity through Visa’s digital communication channels

The Visa 2nd Place Prize will consist of the following for the second place team:

One second place winning team (up to 5 people total on team) will receive: 

• One 3D Printer for each participant; and
• $1,250 USD to be split evenly among all team participants, awarded in the form of Visa Prepaid cards

The Visa 3rd Place Prize will consist of the following for the third place team:

One third place team (up to 5 people total on team) will receive:

• One Oculus Rift for each participant

Yodlee

Yodlee’s Hackathon Challenge:

Want to build the next Personal Capital, LifeLock, Venmo, Kabbage or the next FinTech unicorn? Yodlee can help. With our best in class APIs, you can get access to the largest selection of financial data from banks and other financial institutions. We are here to help you build the next big thing in Fintech. 

 Challenge: Demonstrate how financial data can improve the lives of consumers by better social connections, and healthier life choices.

 Examples:

1. Help low-income people living from paycheck to paycheck to save more or lend better.
2. Help the consumer make better spending habits to improve physical health.
3. Help users meet new people using his/her spending habits. Applicable for a social network, professional network or dating.
4. Help consumer make better real estate decisions using their financial data.
5. Improve the way VR can help the user understand their financial situations better.
6. Using our Account Verification, improving the shopping experience of a consumer.

 

Yodlee’s Prizes:

• Priceless VIP experience to our Envestnet Yodlee Launchpad experience for up to 5 team members- meet our engineers and Fintech ecosystem and learn how top investors work with start-ups
• Tour of Yodlee headquarters & lunch with developer/engineering team
• Be featured on the Yodlee developer portal & social media sites
• Airfare and transportation
• Luxury hotel accommodations
• VIP invite to our exclusive incubator launch party at the Battery club in San Francisco
• Invite to day 1 of our 2019 incubator boot-camp where a top VC will critique pitches
• Dinner reception at SF hot spot
• Invitation to Envestnet Yodlee’s M2020 party at Tao the evening of Oct. 22nd
• 1-year free service of Yodlee’s APIs self-serve model ($6,000 in value)
• 5 loaded backpacks for up to 5 team members with tons of swag & prizes- $600 in value per backpack

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Judging will have two rounds, each with a live presentation of the project.

• Round 1 Judging: Sunday 9:00 am - 1:30 pm; 
• All teams pitch to their selected sponsors
• Sponsors will choose their top 3 teams to move onto the finals.
• AngelHack to verify the top 3 teams’ submissions and eligibility once selected by Sponsors.
• Round 2 Judging: Sunday 3:00 pm - 4:30 pm; 
• One judge from each sponsoring group will judge the final round of demonstrations
  
  

Each submission will be scored in each round based on the following criteria with a minimum score of 0 and a maximum score of 20 points, with the final score being the average of the judges’ scores:

• Simplicity (5 points): Is the application simple to use and can the team explain it clearly in three sentences or less?
• Creativity (5 points): How creative was the team in developing an innovative solution for the challenge?
• Impact (5 points): Did the team create an application that can have a real and valuable impact?
• Design (5 points): Was the UX/UI intuitive and appealing?

Judging Platform: All projects will be submitted on a predetermined judging platform.

 

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Just $10 holds your place at the Money20/20 Hackathon. And to make it even easier for you to attend, qualified developers, designers, and entrepreneurs can get up to a $125 travel stipend (details below). Very limited seats are available, so register fast!

**Note that registration for Money20/20, which follows the Money20/20 Hackathon, is separate from registration for the Money20/20 Hackathon. Only finalists from the top 20 teams will receive complimentary passes to attend Money20/20.

Please Note: You MUST have a computer or device that works on 5ghz wifi.  If you do NOT, you should purchase a wifi converter for your device before the event. This is covered in the travel stipend. We will not have any wifi other than 5ghz at the event.

Travel Stipend for Qualified Participants 

Qualified developers, designers, and entrepreneurs can get up to a $125 stipend with a cap of actual expenses incurred for travel and lodging. To qualify, developers, designers, and entrepreneurs must do all of the below:

• Check-in onsite to the Money20/20 Hackathon 
• Submit a project
• Demo to the judges on Sunday, October 21st

All receipts such as hotel, airfare, gas, and lodging must have the attendee's name on them. Receipts must reflect the dates of October 19-24. Only travel to/from the Money20/20 Hackathon and hotel stay during the event will be reimbursed up to a total of $125. Further instructions to come. 

 

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Wednesday, October 10th:

6:30 PM 8:00 PM - Pre-Money 2020 2018 Hackathon Participant Virtual Webinar

Friday, October 19th:

6:30 PM 8:00 PM - Hackathon Happy Hour - Hosted in Casanova Room 501 & 502 at The Venetian

Saturday, October 20th:
09:00 AM - 11:00 AM - Doors Open & Breakfast Served
11:00 AM - 12:20 PM - Opening Ceremony
12:30 PM - Coding Begins
12:30 PM - 1:00 PM - Lunch Served
1:00 PM - 5:00 PM- Sponsor Breakout Sessions
6:00 PM - 7:00 PM - Dinner Served
8:00 PM - 8:30 PM - Pitch Workshop
8:30 PM - 9:30 PM - Pitch Practice Session
Hack through the Night*
*The venue will be open and staffed overnight if you’d like to hack through the night.

Sunday, October 21st:
12:00 AM - Midnight Snack
08:00 AM - 9:00 AM - Breakfast Served
09:00 AM - All teams must submit which sponsor they are pitching to
12:00 PM - Submission Deadline
09:00 AM - 1:00 PM - Round 1 Judging: Sponsor Pitches (2mins w/ 1min Q&A)
12:00 PM - 1:00 PM - Lunch Served
1:30 PM - 1:40 PM - Hackathon Remarks
1:40 PM - 2:40 PM - Round 2 Judging
2:40 PM - 3:15 PM - Judges Deliberate 
3:15 PM - 3:45 PM - Closing Ceremony & Awards
4:00 PM - Event Close

 

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Eligibility Criteria

There is no minimum age to participate in this event. Therefore, parents of participants under the age of 18 must sign the Participation Agreement for their child at the event. ID’s will be checked upon arrival of all attendees.

What is the Fresh Code Rule?

All code developed as part of the Money20/20 Hackathon must be FRESH–that’s how we keep these things fair. Before the start of the Money20/20 Hackathon, developers can create wireframes, designs and user flows. They can also come with hardware. But to keep things fair, all code must be written onsite during the Money20/20 Hackathon. Other than that, almost anything goes and you can use any coding languages or open-source libraries you’d like.

Who Owns the IP?

Participants will own the rights to their work. Sponsoring companies may have their own terms and conditions for proprietary technology or content.

Is there a Participation Agreement?

Yes, developers, designers, and entrepreneurs must agree to the Participation Agreement upon arrival at the Money20/20 Hackathon. 

How Many People can Be on a Team?

No more than 5 people may be on any one team.